Legal Checklist for Buying Property in Bangalore - Complete Buyer's Guide

Buying a property is a major investment, and legal verification is the most critical step in the process. At Snehaloka Properties, we always advise buyers in Bangalore to complete a thorough legal check before purchasing plots, apartments, villas, or commercial properties. Proper verification helps avoid future disputes, legal issues, and financial loss. This checklist will help you understand the key documents and approvals to verify before purchasing any property.

1. Clear Title & Ownership Documents

Ensure the seller has a clear and marketable title to the property.

Sale Deed / Mother Deed

Chain of ownership documents

Seller’s identity proof

The title should be free from disputes, claims, or litigation.

2. Encumbrance Certificate (EC)

An Encumbrance Certificate confirms that the property is free from loans, mortgages, or legal dues.

Verify EC for at least the last 15–30 years

Ensure no bank charges or legal liabilities exist

3. Land Use & Zoning Approval

Check whether the land is approved for the intended purpose.

Residential / Commercial / Industrial zoning

Conversion certificate (if agricultural land is converted)

Local authority approvals

4. Government & Local Authority Approvals

Ensure the property has all required approvals from competent authorities:

BBMP / BDA / Gram Panchayat approval

Layout approval

Building plan approval (for constructed properties)

5. Khata Certificate & Khata Extract

Khata is essential for property tax payment and ownership records.

A Khata / B Khata status

Latest Khata Extract

Property tax paid receipts

6. Property Tax Receipts

Verify that all property taxes are paid up to date.

Latest tax receipts

No outstanding dues

7. Occupancy Certificate (OC) & Completion Certificate (CC)

For apartments and villas:

Completion Certificate confirms construction as per plan

Occupancy Certificate allows legal occupancy

These documents are mandatory for utility connections and resale.

8. RERA Registration

For new or under-construction projects:

Check RERA registration number

Verify project details on the RERA website

RERA protects buyers and ensures project transparency.

9. Agreement to Sell & Sale Deed

Before final registration:

Review Agreement to Sell carefully

Ensure Sale Deed includes correct property details

Verify stamp duty and registration charges

10. Legal Opinion from Property Lawyer

Always take a legal opinion from a qualified property lawyer before making the final payment. This step can help identify hidden risks.

Conclusion

Legal verification is not optional—it is essential. A small mistake can lead to long-term problems. At Snehaloka Properties, we assist our clients with complete legal verification and documentation support to ensure a safe and secure property transaction.

Planning to buy property? Contact Snehaloka Properties today for expert guidance and verified properties you can trust.